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PostLiving with AIDS can present numerous challenges, from managing the impact on your health to navigating the complexities of obtaining life insurance. In this article, we will explore the relationship between AIDS and life insurance, the types of coverage available, and provide tips on how to increase your chances of approval. Understanding AIDS and Its...
Living with AIDS can present numerous challenges, from manag...
PostFibromyalgia is by no means rare. Approximately 2% of the U.S. population, or about 4 million Americans, are diagnosed with fibromyalgia. (Source: CDC) That number would fill over 48 MetLife Stadiums. Some estimates put the number much higher – at around 4% of the U.S population. (Source: American College of Rheumatology) It’s also not rare...
Fibromyalgia is by no means rare. Approximately 2% of the U....
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PostProtecting your family with life insurance is one of the smartest investments you can make. It means your family’s financial future is safe, regardless of what life brings. Overweight life insurance may seem out of reach, but read on to learn how obtainable it can be. Life insurance is not fun to think about, but...
Protecting your family with life insurance is one of the sma...
PostThere’s an age-old discourse about whether life imitates art or art imitates life. Either way, the two are closely connected. Lupus can even be viewed through an artistic lens (!). Imagine your life as one big theatrical performance (not too difficult, right?) You are, of course, the star of the show, and those close to...
There’s an age-old discourse about whether life imitat...
PostLate-night talk show host, Jimmy Fallon, has a bit called, “Thank You Notes” – where he sarcastically shows appreciation for things that bother him. Type 2 Diabetes definitely deserves its own Thank You Note: Thank you, Type 2 Diabetes, for my nerve pain, irritability and blurred vision. I so appreciate all the money I get...
Late-night talk show host, Jimmy Fallon, has a bit called, &...
PostRheumatoid Arthritis (RA), like hundreds of other medical conditions, makes life insurance companies take a second glance. Think of a life insurance company’s underwriting system (how they measure risk) as a big mathematical algorithm. The output depends on the input. Generally, the more data (think risks) you need to enter into their big calculator, the...
Rheumatoid Arthritis (RA), like hundreds of other medical co...
PostThere’s something significant about taking care of the must-dos in life that feel more like the “I-really-don’t-want-to-do-this-dos.” They’re life’s discomforts. When you’ve checked them off your to-do list, you can breathe a sigh of relief. Take life insurance, for example. Shopping for life insurance when you have rheumatoid arthritis (RA) can feel daunting. Chances are, you...
There’s something significant about taking care of the...
PostImagine, if you will, a situation in which the reality was much different than the perception. Take the movie, Beauty and the Beast, for example. A tale as old as time. Here, we have a ghastly beast who is feared by all. The truth is, the beast is actually a rich prince who needs to open...
Imagine, if you will, a situation in which the reality was m...
PostDiabetes is incredibly common in the United States. Consider the statistics: 30.3 million Americans, or 9.4% of the population, have diabetes. Approximately 1.25 million American children and adults have type 1 diabetes. – American Diabetes Association While advances in treatment and prevention continue, those of us with the medical condition can attest that it’s difficult...
Diabetes is incredibly common in the United States. Consider...
PostLyme disease, or borreliosis, is the most common tick-borne infectious disease in the United States. What you can do: Understanding Lyme disease, and how a life insurance carrier thinks about Lyme disease, is essential to making a wise decision when purchasing life insurance. Let’s get started: Lyme Disease Overview Life Insurance With Lyme Disease Apply...
Lyme disease, or borreliosis, is the most common tick-borne ...
PostTrying to find out how to get life insurance with a medical condition? You’ve come to the right place. It’s easy to secure life insurance when you’re healthy and young. However, it gets a bit more complicated buying life insurance with medical problems. It doesn’t have to be complicated though. Here are a few basic...
Trying to find out how to get life insurance with a medical ...
PostFinding a life insurance policy to fit your needs is a daunting enough task without an autoimmune disease. It is possible, there are low-cost insurance policies available to you. Our mission is to help you get approved for life insurance at the lowest possible cost. You are not alone in your search for life insurance....
Finding a life insurance policy to fit your needs is a daunt...
PostOnce you’ve experienced a stroke, it’s common to see the world through a different lens. By nature, we ignore signs of our mortality, until we experience a life-threatening ordeal like a stroke. After such an ordeal, it makes sense to consider life insurance as a way to protect your family. However, after a stroke, your...
Once you’ve experienced a stroke, it’s common to see the...
PostWhat would happen if one day you woke up and forgot how to tie your shoes? What if you forgot your route to work, or your best friend from college, or the faces of those you love? These hypothetical scenarios are scary realities for roughly 5.4 million Americans suffering from Alzheimer’s and dementia. If you...
What would happen if one day you woke up and forgot how to t...
PostMany of our clients come to us concerned that certain medical issues will mean they cannot find life insurance. This is partially why we research and write these articles; to clear any common misconceptions about how underwriters and insurers view “high risk” clients, and how your risks might impact what you pay for coverage. How...
Many of our clients come to us concerned that certain medica...
PostGetting a life insurance policy while having a charge for Driving Under Influence (DUI) or Driving While Impaired (DWI) on your record can be tough because many life insurance companies will turn you down. You may end up wondering, is it even possible to get any type of life insurance with a DUI? Some will...
Getting a life insurance policy while having a charge for Dr...
PostMany aspects of your health are taken into consideration when you are applying for medically-underwritten life insurance. Most, like your weight, diet smoker’s status and the amount of physical activity you engage in, can be managed. But what if we told you that some medical issues may not even be discovered until the time of...
Many aspects of your health are taken into consideration whe...
PostIf you reach for a glass of wine at the end of the day, you aren’t alone. In fact, it is common for many adults to indulge in a drink with dinner or to unwind for the evening. But what happens when “a drink or two” becomes excessive? Does Alcohol Use Affect Life Insurance? There...
If you reach for a glass of wine at the end of the day, you ...
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