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PostAre you one of the 26 Million Americans at risk for heart disease, heart attack or stroke? Chances are then you are on cholesterol medication, and you’re in good company. There are varying estimates. However, according to the American Heart Association, between 20 million and 39 million people take it too. In this article, after...
Are you one of the 26 Million Americans at risk for heart di...
PostLife insurance for high blood pressure can be tricky business, especially when you start stacking one pill on top of another. If you take multiple medications for hypertension, what kind of life insurance rates can you expect? Will you be denied outright? The good news: There are so many people affected by high blood pressure,...
Life insurance for high blood pressure can be tricky busines...
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PostRegardless of what others might say, it IS possible to get affordable life insurance coverage despite your elevated blood pressure levels. but a reality check… You might think you can just apply to lots of companies and pick the lowest rates, but it isn’t that easy. Each insurance carrier has their own underwriting requirements and...
Regardless of what others might say, it IS possible to get a...
PostIf you’ll recall from an earlier article, your heart functions due to electrical impulses, which tell it when to contract. These impulses begin at the sino-atrial (SA) node and are conducted to other areas of the heart in specifically timed intervals. When these passages are blocked or are interrupted, heartbeat abnormalities occur. Not only can...
If you’ll recall from an earlier article, your heart funct...
PostBefore we discuss today’s heart health topic any further, we want to address something for those of you who read our blog. The common notion is that any heart disease will prevent you from obtaining life insurance. This simply isn’t true. We write these posts to educate you on what it is that agents and...
Before we discuss today’s heart health topic any further, ...
PostThink of your heart as an engine running a machine. All of the parts of the engine need to be functioning properly in order for the machine to run. When your heart isn’t firing on all cylinders, so to speak, your blood cannot carry oxygen to the 75 trillion cells in your body, and your...
Think of your heart as an engine running a machine. All of t...
PostBy now, you’ve probably detected a pattern with underwriting life insurance for any high risk disease: each situation is looked at individually, meaning not all risks are created equal. For many of our clients, this is incredibly frustrating. Perhaps the biggest frustration our clients have occurs when they find a less expensive life insurance policy...
By now, you’ve probably detected a pattern with underwriti...
PostOne of the most important parts of the human body is the heart. This muscular organ is responsible for pumping blood, which carries oxygen and nutrients to your body, while simultaneously carrying away waste. How Your Heart Health Affects Life Insurance Unfortunately, for playing such an important role, heart health is often neglected. In fact,...
One of the most important parts of the human body is the hea...
PostMore than 3 million Americans are diagnosed with Chronic Obstructive Pulmonary Disease (COPD) every year. This degenerative diseases of the lungs are incurable, and is the third leading cause of death in the United States, according to the American Lung Association. Sometimes referred to as Chronic Obstructive Lung Disease (COLD), COPD can be caused by...
More than 3 million Americans are diagnosed with Chronic Obs...
PostIf you have ever heard the term “you are what you eat” and ignored it, you may have been doing yourself a grave disservice. Particularly if you are looking to lower your life insurance premium. It’s not unreasonable to enjoy a hamburger or a steak every now and again; however, being aware of what foods...
If you have ever heard the term “you are what you eat” a...
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