What Is High Cholesterol & How Does It Affect Your Premiums?

If you have ever heard the term “you are what you eat” and ignored it, you may have been doing yourself a grave disservice. Particularly if you are looking to lower your life insurance premium. It’s not unreasonable to enjoy a hamburger or a steak every now and again; however, being aware of what foods…

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Testicular Cancer Staging and Life Insurance

As you’ve probably already learned from our earlier articles, misconceptions about cancer risk are common in the life insurance industry. This is because underwriters err on the side of rating applicants at a higher risk class with cancer. It is the job of an underwriter to help a life insurance company take on the most…

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