Life Insurance Chronic Obstructive Pulmonary Disease: Underwriting COPD

More than 3 million Americans are diagnosed with Chronic Obstructive Pulmonary Disease (COPD) every year. This degenerative diseases of the lungs are incurable, and is the third leading cause of death in the United States, according to the American Lung Association. Sometimes referred to as Chronic Obstructive Lung Disease (COLD), COPD can be caused by…

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What Is High Cholesterol & How Does It Affect Your Premiums?

If you have ever heard the term “you are what you eat” and ignored it, you may have been doing yourself a grave disservice. Particularly if you are looking to lower your life insurance premium. It’s not unreasonable to enjoy a hamburger or a steak every now and again; however, being aware of what foods…

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