Understanding Crohn’s Disease and Colitis

Many of our clients come to us concerned that certain medical issues will mean they cannot find life insurance. This is partially why we research and write these articles; to clear any common misconceptions about how underwriters and insurers view “high risk” clients, and how your risks might impact what you pay for coverage. How…

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Life Insurance Chronic Obstructive Pulmonary Disease: Underwriting COPD

More than 3 million Americans are diagnosed with Chronic Obstructive Pulmonary Disease (COPD) every year. This degenerative diseases of the lungs are incurable, and is the third leading cause of death in the United States, according to the American Lung Association. Sometimes referred to as Chronic Obstructive Lung Disease (COLD), COPD can be caused by…

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