Will You Be Denied Life Insurance Because of Drug Use?

Today’s topic in life insurance is going to focus on the effects of drug use on your life insurance premium. Drug use is a difficult one for underwriters, as it has many definitions and the severity can range from an occasional aspirin for a headache to abuse of prescription pills to severe and dangerous addiction…

→ Read More

Life Insurance with Alzheimer’s and Other Forms of Dementia

What would happen if one day you woke up and forgot how to tie your shoes? What if you forgot your route to work, or your best friend from college, or the faces of those you love? These hypothetical scenarios are scary realities for roughly 5.4 million Americans suffering from Alzheimer’s and dementia. If you…

→ Read More