Should you buy 5-year term life insurance?

Many people think they could save money by getting only five years of life insurance coverage. It makes sense: Ten years of coverage costs less than 20 or 30 years. Shouldn’t this type of life insurance coverage cost even less? Like any financial product, life insurance follows its own kind of logic. While it’s possible…

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Leveraging Life Insurance for Charitable Giving

What do Warren Buffet, Bill and Melinda Gates, Michael Bloomberg, and the heirs of Sam Walton have in common? They have given away billions of dollars through foundations and nonprofits to make the world better. Many of us would also like to leave a lasting legacy in our communities through charitable giving. But unless we’re…

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