Life Insurance 101: What is a spouse term rider?

What is a rider in insurance? Specifically, what is a spouse term rider, and how does it work? A spouse term rider for life insurance essentially allows two people to share a life insurance policy. When you’re engaged in advanced planning, you may find that you need to pair a spouse term rider, child rider,…

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How to Pass a Life Insurance Medical Exam

If you are beginning your search for a life insurance policy, you may be surprised to learn that one aspect of the  application process involves completing a life insurance medical exam. This life insurance health exam allows insurance companies to better assess your risk factor before deciding whether or not to offer you a policy….

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