Sample $750,000 Life Insurance Rates

Scott Thiltgen Scott Thiltgen
512-963-5000

Posted in Advice FAQs Reviews Risk Uncategorized

750000 Life Insurance Rates

Term life insurance is the most affordable method to protect your income if you die prematurely. Men and women in good health in their mid 30’s and 40’s can buy a $750,000 term life insurance for under a dollar a day. You can secure a term life insurance policy for the amount of protection you need to protect your family for a determinant time you need it: 10, 15, 20, or 30 years. There is no greater feeling than knowing that your family will have the right amount of income if you were to prematurely die. Make sure that your family is well provided for and get a free $750,000 life insurance quote today.

For those who have some minor health conditions, such as for example blood pressure or high cholesterol, and it’s also controlled well with medication, then you definitely should have no issue getting approved for a $750,000 life insurance policy. When you have a few more serious health issues such as for instance a current heart attack, cancer treatment, or diabetes, then you definitely want to be certain that you carefully choose which company that you apply for. This is important because all carriers have different criteria plus some companies will charge even more and even decline an insurance policy according to certain medical issues, while other insurers may approve you with an even more affordable rate.

There are various methods for you to go about calculating just how much life insurance you will need. The very first general rule of thumb that numerous people use is to take 10 times your annual income. So, if you’re making $75,000 per year, times that by ten and you should have at the very least a $750,000 term life insurance policy. One point I would like to emphasize in that calculation is that I believe that is the bare minimum, so anything less than that and you’re under covered, however in reality you need to have more. While you’re in your 30s, almost certainly you’ll be working at the least another three decades, so making sure you’re covered should be a priority.

Taking a look at a 20 year term policy (the most popular option) worth $750,000, we have determined what the common annual price is for individuals between 25 and 65. One of the clear takeaways from the table: it’s expensive to smoke! Smokers on average will probably pay up to 200% more for his or her life insurance coverage policies than non-smokers. This disparity grows as we grow older with 25 year old smokers paying double the amount with regards to their insurance while 65 year old smokers pay almost 3x as much.

Now for up to date rates run rates on my Quote Engine on the side of the page

$750,000 Life Insurance Top Rates Sample Quote for a 10 year term life insurance policy.

 

Male age 30

Company Name Annual Monthly Quarterly Semi-Annual
1. Ohio National Life Assurance Corporation 195.00 16.87 52.65 101.40
2. Ohio National Life Assurance Corporation 202.50 17.52 54.68 105.30
3. MetLife Insurance Company USA 211.50 19.04 57.11 112.10
4. AAA Life Insurance Company 215.00 18.92 55.90 111.80
5. Ohio National Life Assurance Corporation 217.50 18.81 58.73 113.10
6. Security Mutual Life Insurance Co of NY 217.50 19.58 58.73 115.28

 

Female age 30

Company Name Annual Monthly Quarterly Semi-Annual
1. Ohio National Life Assurance Corporation 180.00 15.57 48.60 93.60
2. MetLife Insurance Company USA 181.50 16.34 49.01 96.20
3. Ohio National Life Assurance Corporation 187.50 16.22 50.63 97.50
4. Security Mutual Life Insurance Co of NY 187.50 16.88 50.63 99.38
5. AAA Life Insurance Company 192.50 16.94 50.05 100.10
6. Banner Life Insurance Company 194.99 17.06 50.70 99.44

 

Male age 35

Company Name Annual Monthly Quarterly Semi-Annual
1. Ohio National Life Assurance Corporation 195.00 16.87 52.65 101.40
2. Ohio National Life Assurance Corporation 202.50 17.52 54.68 105.30
3. MetLife Insurance Company USA 211.50 19.04 57.11 112.10
4. AAA Life Insurance Company 215.00 18.92 55.90 111.80
5. Ohio National Life Assurance Corporation 217.50 18.81 58.73 113.10
6. United of Omaha Life Insurance Company 227.50 19.91 62.56 118.30

 

Female age 35

Company Name Annual Monthly Quarterly Semi-Annual
1. Ohio National Life Assurance Corporation 180.00 15.57 48.60 93.60
2. Ohio National Life Assurance Corporation 187.50 16.22 50.63 97.50
3. MetLife Insurance Company USA 189.00 17.01 51.03 100.17
4. AAA Life Insurance Company 192.50 16.94 50.05 100.10
5. Savings Bank Life Insurance Co of MA/SBLI 195.00 17.55 52.65 103.35
6. Ohio National Life Assurance Corporation 202.50 17.52 54.68 105.30

 

Male age 4o

Company Name Annual Monthly Quarterly Semi-Annual
1. Ohio National Life Assurance Corporation 255.00 22.06 68.85 132.60
2. MetLife Insurance Company USA 256.50 23.09 69.26 135.95
3. Ohio National Life Assurance Corporation 270.00 23.36 72.90 140.40
4. Savings Bank Life Insurance Co of MA/SBLI 277.50 24.98 74.93 147.08
5. United of Omaha Life Insurance Company 295.00 25.81 81.13 153.40
6. AAA Life Insurance Company 297.50 26.18 77.35 154.70

 

Female age 40

Company Name Annual Monthly Quarterly Semi-Annual
1. MetLife Insurance Company USA 234.00 21.06 63.18 124.02
2. Ohio National Life Assurance Corporation 240.00 20.76 64.80 124.80
3. Savings Bank Life Insurance Co of MA/SBLI 247.50 22.28 66.83 131.18
4. Ohio National Life Assurance Corporation 255.00 22.06 68.85 132.60
5. Minnesota Life Insurance Company 258.50 22.75 69.80 134.42
6. United of Omaha Life Insurance Company 265.00 23.19 72.88 137.80

 

Male age 45

# Company Name Annual Monthly Quarterly Semi-Annual
1. Ohio National Life Assurance Corporation 442.50 38.28 119.48 230.10
2. Security Mutual Life Insurance Co of NY 442.50 39.83 119.48 234.53
3. MetLife Insurance Company USA 459.00 41.31 123.93 243.27
4. Savings Bank Life Insurance Co of MA/SBLI 462.00 40.19 120.12 235.62
5. Ohio National Life Assurance Corporation 472.50 40.87 127.58 245.70
6. John Hancock Life Insurance Company USA 474.25 44.40 127.10 243.20

 

Female age 45

Company Name Annual Monthly Quarterly Semi-Annual
1. Ohio National Life Assurance Corporation 375.00 32.44 101.25 195.00
2. Ohio National Life Assurance Corporation 397.50 34.38 107.33 206.70
3. Security Mutual Life Insurance Co of NY 397.50 35.78 107.33 210.68
4. MetLife Insurance Company USA 399.00 35.91 107.73 211.47
5. Banner Life Insurance Company 412.11 36.06 107.15 210.18
6. Savings Bank Life Insurance Co of MA/SBLI 416.25 36.21 108.23 212.29

 

Male age 50

Company Name Annual Monthly Quarterly Semi-Annual
1. Ohio National Life Assurance Corporation 690.00 59.69 186.30 358.80
2. Security Mutual Life Insurance Co of NY 697.50 62.78 188.33 369.68
3. John Hancock Life Insurance Company USA 716.50 65.55 191.30 367.93
4. Ohio National Life Assurance Corporation 720.00 62.28 194.40 374.40
5. Minnesota Life Insurance Company 723.50 63.67 195.35 376.22
6. Protective Life Insurance Company 727.97 62.60 186.71 370.23

 

Female age 50

Company Name Annual Monthly Quarterly Semi-Annual
1. Ohio National Life Assurance Corporation 555.00 48.01 149.85 288.60
2. Ohio National Life Assurance Corporation 577.50 49.95 155.93 300.30
3. Security Mutual Life Insurance Co of NY 577.50 51.98 155.93 306.08
4. Lincoln National Life Insurance Company 585.00 51.19 153.27 301.28
5. AAA Life Insurance Company 590.00 51.92 153.40 306.80
6. Midland National Life Insurance Company 590.00 51.92 161.66 307.98

 

Male age 55

Company Name Annual Monthly Quarterly Semi-Annual
1. Ohio National Life Assurance Corporation 1,177.50 101.85 317.93 612.30
2. Security Mutual Life Insurance Co of NY 1,192.50 107.33 321.98 632.03
3. Lincoln National Life Insurance Company 1,196.25 104.67 313.42 616.07
4. Principal National Life Insurance Co 1,212.00 106.05 318.15 621.15
5. John Hancock Life Insurance Company USA 1,213.00 109.05 322.93 623.68
6. Cincinnati Life Insurance Company 1,215.00 106.92 321.98 625.73

 

Female age 55

Company Name Annual Monthly Quarterly Semi-Annual
1. Lincoln National Life Insurance Company 840.00 73.50 220.08 432.60
2. Security Mutual Life Insurance Co of NY 840.00 75.60 226.80 445.20
3. Ohio National Life Assurance Corporation 877.50 75.90 236.93 456.30
4. Minnesota Life Insurance Company 881.00 77.53 237.87 458.12
5. MetLife Insurance Company USA 894.00 80.46 241.38 473.82
6. AAA Life Insurance Company 897.50 78.98 233.35 466.70

 

Male age 60

Company Name Annual Monthly Quarterly Semi-Annual
1. Ohio National Life Assurance Corporation 1,935.00 167.38 522.45 1,006.20
2. Lincoln National Life Insurance Company 1,937.25 169.51 507.56 997.68
3. Security Mutual Life Insurance Co of NY 1,965.00 176.85 530.55 1,041.45
4. Protective Life Insurance Company 1,966.97 169.13 504.47 1,000.35
5. John Hancock Life Insurance Company USA 1,975.75 175.72 525.05 1,016.45
6. Cincinnati Life Insurance Company 1,987.50 174.90 526.69 1,023.56

 

Female age 60

Company Name Annual Monthly Quarterly Semi-Annual
1. Ohio National Life Assurance Corporation 1,267.50 109.64 342.23 659.10
2. Security Mutual Life Insurance Co of NY 1,282.50 115.43 346.28 679.73
3. Lincoln National Life Insurance Company 1,290.00 112.88 337.98 664.35
4. Protective Life Insurance Company 1,325.84 114.00 340.04 674.30
5. Ohio National Life Assurance Corporation 1,327.50 114.83 358.43 690.30
6. AAA Life Insurance Company 1,332.50 117.26 346.45 692.90

 

Male age 65

Company Name Annual Monthly Quarterly Semi-Annual
1. Ohio National Life Assurance Corporation 3,405.00 294.53 919.35 1,770.60
2. Lincoln National Life Insurance Company 3,471.75 303.78 909.60 1,787.95
3. Security Mutual Life Insurance Co of NY 3,472.50 312.53 937.58 1,840.43
4. Protective Life Insurance Company 3,479.72 299.19 892.44 1,769.70
5. John Hancock Life Insurance Company USA 3,485.50 307.87 925.10 1,793.98
6. Minnesota Life Insurance Company 3,498.50 307.87 944.60 1,819.22

 

Female age 65

Company Name Annual Monthly Quarterly Semi-Annual
1. Ohio National Life Assurance Corporation 2,130.00 184.25 575.10 1,107.60
2. Security Mutual Life Insurance Co of NY 2,130.00 191.70 575.10 1,128.90
3. Lincoln National Life Insurance Company 2,139.75 187.23 560.61 1,101.97
4. Protective Life Insurance Company 2,168.67 186.47 556.20 1,102.94
5. Minnesota Life Insurance Company 2,171.00 191.05 586.17 1,128.92
6. AXA Equitable Life Insurance Company 2,175.00 188.55 561.65 1,107.89

$750,000 Life Insurance Top Rates Sample Quote for a 15 year term life insurance policy.

 

Male age 30

Company Name Annual Monthly Quarterly Semi-Annual
1. Ohio National Life Assurance Corporation 232.50 20.11 62.78 120.90
2. American General Life Insurance Company 236.50 20.46 62.67 122.98
3. MetLife Insurance Company USA 241.50 21.74 65.21 128.00
4. Ohio National Life Assurance Corporation 247.50 21.41 66.83 128.70
5. The Penn Mutual Life Insurance Company 265.00 23.06 69.17 135.42
6. AAA Life Insurance Company 267.50 23.54 69.55 139.10

 

Female age 30

Company Name Annual Monthly Quarterly Semi-Annual
1. Ohio National Life Assurance Corporation 217.50 18.81 58.73 113.10
2. Ohio National Life Assurance Corporation 225.00 19.46 60.75 117.00
3. American General Life Insurance Company 229.00 19.81 60.69 119.08
4. Banner Life Insurance Company 229.74 20.10 59.73 117.17
5. Savings Bank Life Insurance Co of MA/SBLI 240.00 20.88 62.40 122.40
6. MetLife Insurance Company USA 241.50 21.74 65.21 128.00

 

Male age 35

Company Name Annual Monthly Quarterly Semi-Annual
1. Ohio National Life Assurance Corporation 247.50 21.41 66.83 128.70
2. MetLife Insurance Company USA 249.00 22.41 67.23 131.97
3. Ohio National Life Assurance Corporation 255.00 22.06 68.85 132.60
4. American General Life Insurance Company 266.50 23.05 70.62 138.58
5. Midland National Life Insurance Company 275.00 24.20 75.35 143.55
6. North American Co for Life and Health 275.00 24.20 75.35 143.55

 

Female age 35

Company Name Annual Monthly Quarterly Semi-Annual
1. Ohio National Life Assurance Corporation 225.00 19.46 60.75 117.00
2. Ohio National Life Assurance Corporation 240.00 20.76 64.80 124.80
3. Banner Life Insurance Company 244.16 21.36 63.48 124.52
4. MetLife Insurance Company USA 249.00 22.41 67.23 131.97
5. American General Life Insurance Company 251.50 21.75 66.65 130.78
6. AAA Life Insurance Company 252.50 22.22 65.65 131.30

 

Male age 4o

Company Name Annual Monthly Quarterly Semi-Annual
1. Ohio National Life Assurance Corporation 322.50 27.90 87.08 167.70
2. Ohio National Life Assurance Corporation 337.50 29.19 91.13 175.50
3. Protective Life Insurance Company 360.62 31.01 92.49 183.41
4. Pacific Life Insurance Company 365.00 30.43 98.55 189.80
5. AAA Life Insurance Company 380.00 33.44 98.80 197.60
6. The Penn Mutual Life Insurance Company 385.00 33.50 100.49 196.74

 

Female age 40

Company Name Annual Monthly Quarterly Semi-Annual
1. Ohio National Life Assurance Corporation 315.00 27.25 85.05 163.80
2. Banner Life Insurance Company 323.39 28.30 84.08 164.93
3. MetLife Insurance Company USA 324.00 29.16 87.48 171.72
4. Savings Bank Life Insurance Co of MA/SBLI 328.50 28.58 85.41 167.54
5. Ohio National Life Assurance Corporation 330.00 28.55 89.10 171.60
6. AAA Life Insurance Company 335.00 29.48 87.10 174.20

 

Male age 45

Company Name Annual Monthly Quarterly Semi-Annual
1. Lincoln National Life Insurance Company 636.00 55.65 166.63 327.54
2. Ohio National Life Assurance Corporation 645.00 55.79 174.15 335.40
3. John Hancock Life Insurance Company USA 647.50 59.55 173.08 332.45
4. Banner Life Insurance Company 650.99 56.96 169.26 332.00
5. Ohio National Life Assurance Corporation 652.50 56.44 176.18 339.30
6. American General Life Insurance Company 656.50 56.79 173.97 341.38

 

Female age 45

Company Name Annual Monthly Quarterly Semi-Annual
1. Lincoln National Life Insurance Company 486.00 42.53 127.33 250.29
2. Ohio National Life Assurance Corporation 487.50 42.17 131.63 253.50
3. Banner Life Insurance Company 496.29 43.43 129.04 253.11
4. MetLife Insurance Company USA 504.00 45.36 136.08 267.12
5. Savings Bank Life Insurance Co of MA/SBLI 508.50 44.24 132.21 259.34
6. Ohio National Life Assurance Corporation 510.00 44.12 137.70 265.20

 

Male age 50

Company Name Annual Monthly Quarterly Semi-Annual
1. Lincoln National Life Insurance Company 988.50 86.49 258.99 509.08
2. John Hancock Life Insurance Company USA 989.50 89.47 263.68 508.55
3. Midland National Life Insurance Company 995.00 87.56 272.63 519.39
4. North American Co for Life and Health 995.00 87.56 272.63 519.39
5. Banner Life Insurance Company 997.49 87.28 259.35 508.72
6. Security Mutual Life Insurance Co of NY 997.50 89.78 269.33 528.68

 

Female age 50

Company Name Annual Monthly Quarterly Semi-Annual
1. Ohio National Life Assurance Corporation 697.50 60.33 188.33 362.70
2. Lincoln National Life Insurance Company 727.50 63.66 190.61 374.66
3. Ohio National Life Assurance Corporation 727.50 62.93 196.43 378.30
4. Security Mutual Life Insurance Co of NY 727.50 65.48 196.43 385.58
5. Midland National Life Insurance Company 732.50 64.46 200.71 382.37
6. North American Co for Life and Health 732.50 64.46 200.71 382.37

 

Male age 55

Company Name Annual Monthly Quarterly Semi-Annual
1. Lincoln National Life Insurance Company 1,530.00 133.88 400.86 787.95
2. Banner Life Insurance Company 1,544.99 135.19 401.70 787.94
3. Ohio National Life Assurance Corporation 1,552.50 134.29 419.18 807.30
4. Security Mutual Life Insurance Co of NY 1,567.50 141.08 423.23 830.78
5. John Hancock Life Insurance Company USA 1,583.50 141.45 421.10 814.48
6. Ohio National Life Assurance Corporation 1,590.00 137.54 429.30 826.80

 

Female age 55

Company Name Annual Monthly Quarterly Semi-Annual
1. Lincoln National Life Insurance Company 1,020.00 89.25 267.24 525.30
2. Ohio National Life Assurance Corporation 1,027.50 88.88 277.43 534.30
3. MetLife Insurance Company USA 1,051.50 94.64 283.91 557.30
4. Banner Life Insurance Company 1,055.99 92.40 274.56 538.55
5. Security Mutual Life Insurance Co of NY 1,057.50 95.18 285.53 560.48
6. Ohio National Life Assurance Corporation 1,065.00 92.12 287.55 553.80

 

Male age 60

Company Name Annual Monthly Quarterly Semi-Annual
1. John Hancock Life Insurance Company USA 2,625.25 232.57 697.18 1,350.95
2. Lincoln National Life Insurance Company 2,640.00 231.00 691.68 1,359.60
3. Ohio National Life Assurance Corporation 2,640.00 228.36 712.80 1,372.80
4. Midland National Life Insurance Company 2,652.50 233.42 726.79 1,384.61
5. North American Co for Life and Health 2,652.50 233.42 726.79 1,384.61
6. Banner Life Insurance Company 2,654.99 232.31 690.30 1,354.04

 

Female age 60

Company Name Annual Monthly Quarterly Semi-Annual
1. Ohio National Life Assurance Corporation 1,665.00 144.02 449.55 865.80
2. Lincoln National Life Insurance Company 1,680.00 147.00 440.16 865.20
3. Protective Life Insurance Company 1,714.89 147.45 439.82 872.16
4. Ohio National Life Assurance Corporation 1,732.50 149.86 467.78 900.90
5. Midland National Life Insurance Company 1,737.50 152.90 476.08 906.98
6. North American Co for Life and Health 1,737.50 152.90 476.08 906.98

 

Male age 65

Company Name Annual Monthly Quarterly Semi-Annual
1. Banner Life Insurance Company 4,756.49 416.19 1,236.69 2,425.81
2. Lincoln National Life Insurance Company 4,783.50 418.56 1,253.28 2,463.50
3. John Hancock Life Insurance Company USA 4,795.00 422.47 1,272.13 2,468.38
4. American General Life Insurance Company 4,804.00 415.55 1,273.06 2,498.08
5. Midland National Life Insurance Company 4,805.00 422.84 1,316.57 2,508.21
6. North American Co for Life and Health 4,805.00 422.84 1,316.57 2,508.21

 

Female age 65

Company Name Annual Monthly Quarterly Semi-Annual
1. Ohio National Life Assurance Corporation 2,872.50 248.47 775.58 1,493.70
2. Protective Life Insurance Company 2,961.15 254.60 759.45 1,505.97
3. Lincoln National Life Insurance Company 2,969.25 259.81 777.94 1,529.16
4. Symetra Life Insurance Company 2,975.00 260.31 788.38 1,532.13
5. Ohio National Life Assurance Corporation 2,985.00 258.20 805.95 1,552.20
6. AAA Life Insurance Company 3,012.50 265.10 783.25 1,566.50

$750,000 Life Insurance Top Rates Sample Quote for a 20 year term life insurance policy.

 

Male age 30

Company Name Annual Monthly Quarterly Semi-Annual
1. Ohio National Life Assurance Corporation 322.50 27.90 87.08 167.70
2. Cincinnati Life Insurance Company 330.00 29.04 87.45 169.95
3. Ohio National Life Assurance Corporation 330.00 28.55 89.10 171.60
4. American General Life Insurance Company 334.00 28.89 88.51 173.68
5. Banner Life Insurance Company 337.49 29.53 87.75 172.12
6. Savings Bank Life Insurance Co of MA 337.50 29.36 87.75 172.13

 

Female age 30

Company Name Annual Monthly Quarterly Semi-Annual
1. Cincinnati Life Insurance Company 277.50 24.42 73.54 142.91
2. Ohio National Life Assurance Corporation 277.50 24.00 74.93 144.30
3. American General Life Insurance Company 281.50 24.35 74.60 146.38
4. Banner Life Insurance Company 281.85 24.66 73.28 143.74
5. Ohio National Life Assurance Corporation 285.00 24.65 76.95 148.20
6. MetLife Insurance Company USA 286.50 25.79 77.36 151.85

 

Male age 35

Company Name Annual Monthly Quarterly Semi-Annual
1. Ohio National Life Assurance Corporation 345.00 29.84 93.15 179.40
2. American General Life Insurance Company 349.00 30.19 92.49 181.48
3. Ohio National Life Assurance Corporation 352.50 30.49 95.18 183.30
4. Principal National Life Insurance Co 352.50 30.84 92.53 180.66
5. MetLife Insurance Company USA 354.00 31.86 95.58 187.62
6. AAA Life Insurance Company 357.50 31.46 92.95 185.90

 

Female age 35

Company Name Annual Monthly Quarterly Semi-Annual
1. Ohio National Life Assurance Corporation 292.50 25.30 78.98 152.10
2. MetLife Insurance Company USA 301.50 27.14 81.41 159.80
3. Banner Life Insurance Company 301.88 26.41 78.49 153.96
4. Ohio National Life Assurance Corporation 307.50 26.60 83.03 159.90
5. Savings Bank Life Insurance Co of MA 308.25 26.82 80.15 157.21
6. AAA Life Insurance Company 312.50 27.50 81.25 162.50

 

Male age 4o

Company Name Annual Monthly Quarterly Semi-Annual
1. Ohio National Life Assurance Corporation 472.50 40.87 127.58 245.70
2. Ohio National Life Assurance Corporation 495.00 42.82 133.65 257.40
3. American General Life Insurance Company 499.00 43.16 132.24 259.48
4. Pacific Life Insurance Company 500.00 41.67 135.00 260.00
5. John Hancock Life Insurance Company USA 509.50 47.47 136.48 261.35
6. Principal National Life Insurance Co 510.00 44.63 133.88 261.38

 

Female age 40

Company Name Annual Monthly Quarterly Semi-Annual
1. Ohio National Life Assurance Corporation 405.00 35.03 109.35 210.60
2. MetLife Insurance Company USA 421.50 37.94 113.81 223.40
3. Banner Life Insurance Company 425.99 37.27 110.76 217.25
4. Ohio National Life Assurance Corporation 427.50 36.98 115.43 222.30
5. Principal National Life Insurance Co 435.00 38.06 114.19 222.94
6. Savings Bank Life Insurance Co of MA 435.00 37.85 113.10 221.85

 

Male age 45

Company Name Annual Monthly Quarterly Semi-Annual
1. Lincoln National Life Insurance Company 846.00 74.03 221.65 435.69
2. Ohio National Life Assurance Corporation 847.50 73.31 228.83 440.70
3. Banner Life Insurance Company 856.53 74.95 222.70 436.83
4. John Hancock Life Insurance Company USA 862.00 78.30 229.85 442.85
5. Ohio National Life Assurance Corporation 862.50 74.61 232.88 448.50
6. American General Life Insurance Company 866.50 74.95 229.62 450.58

 

Female age 45

Company Name Annual Monthly Quarterly Semi-Annual
1. Lincoln National Life Insurance Company 652.50 57.09 170.96 336.04
2. Ohio National Life Assurance Corporation 652.50 56.44 176.18 339.30
3. Banner Life Insurance Company 667.49 58.41 173.55 340.42
4. Ohio National Life Assurance Corporation 675.00 58.39 182.25 351.00
5. Principal National Life Insurance Co 675.00 59.06 177.19 345.94
6. SBLI 675.00 58.73 175.50 344.25

 

Male age 50

Company Name Annual Monthly Quarterly Semi-Annual
1. Lincoln National Life Insurance Company 1,305.00 114.19 341.91 672.08
2. Ohio National Life Assurance Corporation 1,305.00 112.88 352.35 678.60
3. John Hancock Life Insurance Company USA 1,316.50 118.05 350.30 676.93
4. Midland National Life Insurance Company 1,317.50 115.94 361.00 687.74
5. North American Co for Life and Health 1,317.50 115.94 361.00 687.74
6. Banner Life Insurance Company 1,319.99 115.50 343.20 673.19

 

Female age 50

Company Name Annual Monthly Quarterly Semi-Annual
1. Ohio National Life Assurance Corporation 945.00 81.74 255.15 491.40
2. Lincoln National Life Insurance Company 960.00 84.00 251.52 494.40
3. Banner Life Insurance Company 974.99 85.31 253.50 497.24
4. Ohio National Life Assurance Corporation 975.00 84.34 263.25 507.00
5. SBLI 975.00 84.83 253.50 497.25
6. Principal National Life Insurance Co 978.00 85.58 256.73 501.23

 

Male age 55

Company Name Annual Monthly Quarterly Semi-Annual
1. Lincoln National Life Insurance Company 2,109.00 184.54 552.56 1,086.14
2. John Hancock Life Insurance Company USA 2,114.50 187.87 561.80 1,087.93
3. Banner Life Insurance Company 2,114.91 185.05 549.88 1,078.60
4. Ohio National Life Assurance Corporation 2,122.50 183.60 573.08 1,103.70
5. Principal National Life Insurance Co 2,140.50 187.29 561.88 1,097.01
6. Ohio National Life Assurance Corporation 2,145.00 185.54 579.15 1,115.40

 

Female age 55

Company Name Annual Monthly Quarterly Semi-Annual
1. Security Mutual Life Insurance Co of NY 1,545.00 139.05 417.15 818.85
2. Lincoln National Life Insurance Company 1,554.75 136.04 407.34 800.70
3. Ohio National Life Assurance Corporation 1,567.50 135.59 423.23 815.10
4. Banner Life Insurance Company 1,569.74 137.35 408.13 800.57
5. Ohio National Life Assurance Corporation 1,590.00 137.54 429.30 826.80
6. Principal National Life Insurance Co 1,597.50 139.78 419.34 818.72

 

Male age 60

Company Name Annual Monthly Quarterly Semi-Annual
1. Banner Life Insurance Company 3,626.06 317.28 942.78 1,849.29
2. Lincoln National Life Insurance Company 3,629.25 317.56 950.86 1,869.06
3. Ohio National Life Assurance Corporation 3,645.00 315.29 984.15 1,895.40
4. Principal National Life Insurance Co 3,675.00 321.56 964.69 1,883.44
5. AAA Life Insurance Company 3,680.00 323.84 956.80 1,913.60
6. Protective Life Insurance Company 3,681.48 316.53 944.19 1,872.32

 

Female age 60

Company Name Annual Monthly Quarterly Semi-Annual
1. Ohio National Life Assurance Corporation 2,437.50 210.84 658.13 1,267.50
2. Protective Life Insurance Company 2,492.96 214.35 639.38 1,267.86
3. Lincoln National Life Insurance Company 2,493.00 218.14 653.17 1,283.90
4. AAA Life Insurance Company 2,495.00 219.56 648.70 1,297.40
5. Principal National Life Insurance Co 2,521.43 220.63 661.88 1,292.23
6. Ohio National Life Assurance Corporation 2,535.00 219.28 684.45 1,318.20

 

Male age 65

Company Name Annual Monthly Quarterly Semi-Annual
1. Lincoln National Life Insurance Company 6,921.00 605.59 1,813.30 3,564.32
2. Minnesota Life Insurance Company 6,927.50 609.62 1,870.43 3,602.30
3. American General Life Insurance Company 6,941.50 600.44 1,839.50 3,609.58
4. Midland National Life Insurance Company 6,942.50 610.94 1,902.25 3,623.99
5. North American Co for Life and Health 6,942.50 610.94 1,902.25 3,623.99
6. Ohio National Life Assurance Corporation 7,020.00 607.23 1,895.40 3,650.40

 

Female age 65

Company Name Annual Monthly Quarterly Semi-Annual
1. Minnesota Life Insurance Company 4,205.00 370.04 1,135.35 2,186.60
2. Ohio National Life Assurance Corporation 4,522.50 391.20 1,221.08 2,351.70
3. Protective Life Insurance Company 4,553.13 391.47 1,167.74 2,315.61
4. AAA Life Insurance Company 4,565.00 401.72 1,186.90 2,373.80
5. Midland National Life Insurance Company 4,565.00 401.72 1,250.81 2,382.93
6. North American Co for Life and Health 4,565.00 401.72 1,250.81 2,382.93

 

$750,000 Life Insurance Top Rates Sample Quote for a 25 year term life insurance policy.

 

Male age 30

Company Name Annual Monthly Quarterly Semi-Annual
1. Cincinnati Life Insurance Company 450.00 39.60 119.25 231.75
2. American General Life Insurance Company 461.50 39.92 122.30 239.98
3. AAA Life Insurance Company 470.00 41.36 122.20 244.40
4. Banner Life Insurance Company 471.09 41.22 122.48 240.26
5. Transamerica Life Insurance Company 472.50 40.64 121.67 240.98
6. Savings Bank Life Insurance Co of MA 487.50 42.41 126.75 248.63

 

Female age 30

Company Name Annual Monthly Quarterly Semi-Annual
1. Cincinnati Life Insurance Company 375.00 33.00 99.38 193.13
2. Banner Life Insurance Company 390.96 34.21 101.65 199.39
3. American General Life Insurance Company 394.00 34.08 104.41 204.88
4. AAA Life Insurance Company 402.50 35.42 104.65 209.30
5. Savings Bank Life Insurance Co of MA 405.00 35.24 105.30 206.55
6. Transamerica Life Insurance Company 405.00 34.83 104.29 206.55

 

Male age 35

Company Name Annual Monthly Quarterly Semi-Annual
1. Cincinnati Life Insurance Company 540.00 47.52 143.10 278.10
2. AAA Life Insurance Company 560.00 49.28 145.60 291.20
3. Banner Life Insurance Company 576.32 50.43 149.84 293.92
4. American General Life Insurance Company 581.50 50.30 154.10 302.38
5. Protective Life Insurance Company 588.71 50.63 150.99 299.40
6. Savings Bank Life Insurance Co of MA 592.50 51.55 154.05 302.18

 

Female age 35

Company Name Annual Monthly Quarterly Semi-Annual
1. Cincinnati Life Insurance Company 442.50 38.94 117.26 227.89
2. American General Life Insurance Company 461.50 39.92 122.30 239.98
3. AAA Life Insurance Company 462.50 40.70 120.25 240.50
4. Banner Life Insurance Company 463.49 40.56 120.51 236.38
5. Transamerica Life Insurance Company 480.00 41.28 123.60 244.80
6. SBLI 495.00 43.07 128.70 252.45

 

Male age 4o

Company Name Annual Monthly Quarterly Semi-Annual
1. AAA Life Insurance Company 777.50 68.42 202.15 404.30
2. American General Life Insurance Company 784.00 67.82 207.76 407.68
3. Banner Life Insurance Company 785.99 68.77 204.36 400.85
4. Protective Life Insurance Company 816.59 70.22 209.43 415.31
5. Cincinnati Life Insurance Company 817.50 71.94 216.64 421.01
6. Transamerica Life Insurance Company 832.50 71.60 214.37 424.58

 

Female age 40

Company Name Annual Monthly Quarterly Semi-Annual
1. AAA Life Insurance Company 612.50 53.90 159.25 318.50
2. Banner Life Insurance Company 638.07 55.83 165.90 325.42
3. Cincinnati Life Insurance Company 645.00 56.76 170.93 332.18
4. American General Life Insurance Company 656.50 56.79 173.97 341.38
5. Savings Bank Life Insurance Co of MA 667.50 58.07 173.55 340.43
6. Transamerica Life Insurance Company 667.50 57.41 171.88 340.43

 

Male age 45

Company Name Annual Monthly Quarterly Semi-Annual
1. Banner Life Insurance Company 1,288.10 112.71 334.91 656.93
2. Cincinnati Life Insurance Company 1,290.00 113.52 341.85 664.35
3. American General Life Insurance Company 1,301.50 112.58 344.90 676.78
4. AAA Life Insurance Company 1,310.00 115.28 340.60 681.20
5. SBLI 1,312.50 114.19 341.25 669.38
6. Transamerica Life Insurance Company 1,320.00 113.52 339.90 673.20

 

Female age 45

Company Name Annual Monthly Quarterly Semi-Annual
1. American General Life Insurance Company 971.50 84.03 257.45 505.18
2. AAA Life Insurance Company 972.50 85.58 252.85 505.70
3. Banner Life Insurance Company 973.49 85.18 253.11 496.48
4. Cincinnati Life Insurance Company 990.00 87.12 262.35 509.85
5. Protective Life Insurance Company 998.88 85.89 256.19 508.01
6. Transamerica Life Insurance Company 1,005.00 86.43 258.79 512.55

 

Male age 50

Company Name Annual Monthly Quarterly Semi-Annual
1. AAA Life Insurance Company 1,895.00 166.76 492.70 985.40
2. Banner Life Insurance Company 1,996.97 174.73 519.21 1,018.45
3. Cincinnati Life Insurance Company 2,010.00 176.88 532.65 1,035.15
4. American General Life Insurance Company 2,014.00 174.21 533.71 1,047.28
5. Transamerica Life Insurance Company 2,025.00 174.15 521.44 1,032.75
6. Protective Life Insurance Company 2,051.43 176.39 526.13 1,043.31

 

Female age 50

Company Name Annual Monthly Quarterly Semi-Annual
1. AAA Life Insurance Company 1,437.50 126.50 373.75 747.50
2. American General Life Insurance Company 1,489.00 128.80 394.59 774.28
3. Banner Life Insurance Company 1,492.20 130.57 387.97 761.02
4. Protective Life Insurance Company 1,522.22 130.89 390.41 774.17
5. Cincinnati Life Insurance Company 1,545.00 135.96 409.43 795.68
6. SBLI 1,560.00 135.72 405.60 795.60

 

Male age 55

Company Name Annual Monthly Quarterly Semi-Annual
1. EMC National Life Company 3,395.00 302.16 899.68 1,765.40
2. AAA Life Insurance Company 3,455.00 304.04 898.30 1,796.60
3. Banner Life Insurance Company 3,626.06 317.28 942.78 1,849.29
4. Cincinnati Life Insurance Company 3,637.50 320.10 963.94 1,873.31
5. American General Life Insurance Company 3,656.50 316.29 968.97 1,901.38
6. Transamerica Life Insurance Company 3,660.00 314.76 942.45 1,866.60

 

Female age 55

Company Name Annual Monthly Quarterly Semi-Annual
1. AAA Life Insurance Company 2,457.50 216.26 638.95 1,277.90
2. EMC National Life Company 2,465.00 219.39 653.23 1,281.80
3. Cincinnati Life Insurance Company 2,520.00 221.76 667.80 1,297.80
4. Banner Life Insurance Company 2,535.09 221.82 659.12 1,292.90
5. American General Life Insurance Company 2,561.50 221.57 678.80 1,331.98
6. Transamerica Life Insurance Company 2,572.50 221.24 662.42 1,311.98

 

Male age 60

Company Name Annual Monthly Quarterly Semi-Annual
1. EMC National Life Company 6,485.00 577.17 1,718.53 3,372.20
2. AAA Life Insurance Company 6,567.50 577.94 1,707.55 3,415.10
3. American General Life Insurance Company 6,604.00 571.25 1,750.06 3,434.08
4. Banner Life Insurance Company 6,605.99 578.02 1,717.56 3,369.05
5. Cincinnati Life Insurance Company 7,005.00 616.44 1,856.33 3,607.58
6.  Foresters 7,067.50 618.41 1,837.55 3,604.43

 

Female age 60

Company Name Annual Monthly Quarterly Semi-Annual
1. American General Life Insurance Company 4,504.00 389.60 1,193.56 2,342.08
2. AAA Life Insurance Company 4,505.00 396.44 1,171.30 2,342.60
3. Cincinnati Life Insurance Company 4,770.00 419.76 1,264.05 2,456.55
4. EMC National Life Company 4,782.50 425.64 1,267.36 2,486.90
5. Banner Life Insurance Company 4,897.49 428.53 1,273.35 2,497.72
6. Transamerica Life Insurance Company 4,912.50 422.48 1,264.97 2,505.38

 

Male age 65

Company Name Annual Monthly Quarterly Semi-Annual
1. Transamerica Life Insurance Company 9,637.50 828.83 2,481.66 4,915.13
2. Transamerica Life Insurance Company 10,117.50 870.11 2,605.26 5,159.93
3. Transamerica Life Insurance Company 10,432.50 897.20 2,686.37 5,320.58
4. Transamerica Life Insurance Company 11,407.50 981.05 2,937.43 5,817.83
5. Transamerica Life Insurance Company 11,610.00 998.46 2,989.58 5,921.10
6. Transamerica Life Insurance Company 12,660.00 1,088.76 3,259.95 6,456.60

 

Female age 65

Company Name Annual Monthly Quarterly Semi-Annual
1. Transamerica Life Insurance Company 8,280.00 712.08 2,132.10 4,222.80
2. Transamerica Life Insurance Company 8,707.50 748.85 2,242.18 4,440.83
3. Transamerica Life Insurance Company 8,805.00 757.23 2,267.29 4,490.55
4. Transamerica Life Insurance Company 9,675.00 832.05 2,491.31 4,934.25
5. Transamerica Life Insurance Company 9,705.00 834.63 2,499.04 4,949.55
6. Transamerica Life Insurance Company 10,620.00 913.32 2,734.65 5,416.20

$750,000 Life Insurance Top Rates Sample Quote for a 30 year term life insurance policy.

 

Male age 30

Company Name Annual Monthly Quarterly Semi-Annual
1. Cincinnati Life Insurance Company 547.50 48.18 145.09 281.96
2. Banner Life Insurance Company 555.89 48.64 144.53 283.50
3. American General Life Insurance Company 559.00 48.35 148.14 290.68
4. Savings Bank Life Insurance Co of MA 561.00 48.81 145.86 286.11
5. Transamerica Life Insurance Company 570.00 49.02 146.78 290.70
6. Pruco Life Insurance Company 572.50 51.53 151.71 297.70

 

Female age 30

Company Name Annual Monthly Quarterly Semi-Annual
1. Cincinnati Life Insurance Company 442.50 38.94 117.26 227.89
2. Assurity Life Insurance Company 452.50 39.37 119.46 230.78
3. American National Insurance Company 457.50 39.53 121.24 235.61
4. Standard Life and Accident Insurance Co 457.50 39.53 121.24 235.61
5. Banner Life Insurance Company 460.55 40.30 119.74 234.88
6. American General Life Insurance Company 461.50 39.92 122.30 239.98

 

Male age 35

Company Name Annual Monthly Quarterly Semi-Annual
1. Cincinnati Life Insurance Company 637.50 56.10 168.94 328.31
2. Banner Life Insurance Company 643.05 56.27 167.19 327.96
3. American General Life Insurance Company 649.00 56.14 171.99 337.48
4. Principal National Life Insurance Co 649.50 56.83 170.49 332.87
5. Midland National Life Insurance Company 650.00 57.20 178.10 339.30
6. North American Co for Life and Health 650.00 57.20 178.10 339.30

 

Female age 35

Company Name Annual Monthly Quarterly Semi-Annual
1. Cincinnati Life Insurance Company 532.50 46.86 141.11 274.24
2. Principal National Life Insurance Co 540.00 47.25 141.75 276.75
3. Banner Life Insurance Company 541.91 47.42 140.90 276.37
4. American General Life Insurance Company 544.00 47.06 144.16 282.88
5. Savings Bank Life Insurance Co of MA 546.00 47.50 141.96 278.46
6. American National Insurance Company 547.50 47.30 145.09 281.96

 

Male age 4o

Company Name Annual Monthly Quarterly Semi-Annual
1. American National Insurance Company 922.50 79.70 244.46 475.09
2. Standard Life and Accident Insurance Co 922.50 79.70 244.46 475.09
3. American General Life Insurance Company 926.50 80.14 245.52 481.78
4. AAA Life Insurance Company 927.50 81.62 241.15 482.30
5. Savings Bank Life Insurance Co of MA 928.50 80.78 241.41 473.54
6. Cincinnati Life Insurance Company 930.00 81.84 246.45 478.95

 

Female age 40

Company Name Annual Monthly Quarterly Semi-Annual
1. American National Insurance Company 720.00 62.21 190.80 370.80
2. Standard Life and Accident Insurance Co 720.00 62.21 190.80 370.80
3. AAA Life Insurance Company 740.00 65.12 192.40 384.80
4. Banner Life Insurance Company 743.84 65.09 193.40 379.36
5. American General Life Insurance Company 746.50 64.57 197.82 388.18
6. Principal National Life Insurance Co 747.00 65.36 196.09 382.84

 

Male age 45

Company Name Annual Monthly Quarterly Semi-Annual
1. American General Life Insurance Company 1,451.50 125.55 384.65 754.78
2. Midland National Life Insurance Company 1,452.50 127.82 397.99 758.21
3. North American Co for Life and Health 1,452.50 127.82 397.99 758.21
4. Banner Life Insurance Company 1,453.49 127.18 377.91 741.28
5. American National Insurance Company 1,462.50 126.36 387.56 753.19
6. Standard Life and Accident Insurance Co 1,462.50 126.36 387.56 753.19

 

Female age 45

Company Name Annual Monthly Quarterly Semi-Annual
1. Lincoln National Life Insurance Company 1,091.25 95.48 285.91 561.99
2. Banner Life Insurance Company 1,106.24 96.80 287.62 564.18
3. American General Life Insurance Company 1,114.00 96.36 295.21 579.28
4. Savings Bank Life Insurance Co of MA 1,116.00 97.09 290.16 569.16
5. Principal National Life Insurance Co 1,117.50 97.78 293.34 572.72
6. Midland National Life Insurance Company 1,122.50 98.78 307.57 585.95

 

Male age 50

Company Name Annual Monthly Quarterly Semi-Annual
1. American National Insurance Company 2,302.50 198.94 610.16 1,185.79
2. Standard Life and Accident Insurance Co 2,302.50 198.94 610.16 1,185.79
3. Banner Life Insurance Company 2,318.67 202.88 602.85 1,182.52
4. Lincoln National Life Insurance Company 2,325.00 203.44 609.15 1,197.38
5. American General Life Insurance Company 2,344.00 202.76 621.16 1,218.88
6. Savings Bank Life Insurance Co of MA 2,346.75 204.17 610.16 1,196.84

 

Female age 50

Company Name Annual Monthly Quarterly Semi-Annual
1. AAA Life Insurance Company 1,670.00 146.96 434.20 868.40
2. Lincoln National Life Insurance Company 1,702.50 148.97 446.06 876.79
3. Banner Life Insurance Company 1,708.20 149.47 444.13 871.18
4. American General Life Insurance Company 1,721.50 148.91 456.20 895.18
5. Savings Bank Life Insurance Co of MA 1,738.70 151.27 452.06 886.74
6. Guardian Life Insurance Co of America 1,740.00 149.34 457.01 896.10

 

Male age 55

Company Name Annual Monthly Quarterly Semi-Annual
1. Lincoln National Life Insurance Company 4,452.00 389.55 1,166.42 2,292.78
2. Banner Life Insurance Company 4,466.99 390.86 1,161.42 2,278.16
3. Symetra Life Insurance Company 4,467.50 390.91 1,183.89 2,300.76
4. American General Life Insurance Company 4,481.50 387.65 1,187.60 2,330.38
5. Transamerica Life Insurance Company 4,485.00 385.71 1,154.89 2,287.35
6. Cincinnati Life Insurance Company 4,507.50 396.66 1,194.49 2,321.36

 

Female age 55

Company Name Annual Monthly Quarterly Semi-Annual
1. Symetra Life Insurance Company 3,095.00 270.81 820.18 1,593.93
2. Lincoln National Life Insurance Company 3,141.00 274.84 822.94 1,617.62
3. Banner Life Insurance Company 3,155.99 276.15 820.56 1,609.55
4. Principal National Life Insurance Co 3,157.50 276.28 828.84 1,618.22
5. American General Life Insurance Company 3,161.50 273.47 837.80 1,643.98
6. AAA Life Insurance Company 3,170.00 278.96 824.20 1,648.40

Male age 60

N/A

Female age 60

N/A

Male age 65

N/A

Female age 65

N/A

Texas Life Insurance

California Life Insurance

A+ Rated Providers

  • Banner Life
  • North American Company for Life & Health
  • Protective Life
  • Prudential
  • SBLI
  • Transamerica

A Rated Providers

  • American General
  • Genworth
  • ING
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